ZIP 45383 Property Distress & Foreclosure Data

DLRadar grades ZIP 45383 (Miami County, Ohio) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (52/100), structural risk (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. On the structural side it scores 45/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100).

The market reads expansion — home values rose 7.0% year on year, and 21% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $63,795, below the U.S. median near $78,000. The ZIP holds roughly 3,130 housing units. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 13% bachelor's-or-above. Around 20% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. About 6,883 people live here, median age 41. Home values center near $171,800, an affordability ratio of 2.3× — accessible. 6.3% of residents fall below the poverty threshold. The vacancy rate is 9.5%.

Net-net, 45383 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.