ZIP 45383 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45383 (Miami County, Ohio) lands at 18/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (42/100), construction/permit lag (41/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. On the structural side it scores 42/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (66/100)).

The market reads peak — home values rose 4.6% year on year, and 21% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $63,795 — below the roughly $78,000 national figure. The ZIP holds roughly 3,130 housing units. DLRadar's demographic-stress index for the area reads 24/100. About 13% have a four-year degree. Rent burden reaches 20% of tenant households. The tenure split is 76% owner-occupied to 24% rented. Population is roughly 6,883 with a median age of 41. A median home runs $171,800 here, or 2.3 times local income. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 9.5%.

Net-net, 45383 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45383 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45383 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Miami County, Ohio and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 45383 shows blanks, not estimates, wherever the record is sparse.

Behind 45383's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 45383 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.