ZIP 45354 Property Distress & Foreclosure Data

ZIP code 45354 in Montgomery County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). On the structural side it scores 53/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (79/100)).

The expansion-phase market in 45354 posted values that rose 7.0% over the year (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Around 74% of renters are cost-burdened. About 13% have a four-year degree. A median home runs $151,000 here, or 1.9 times local income. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 45354 scores 32/100. Households earn a median $71,875 — near the roughly $78,000 national figure. The vacancy rate is 18.6% — elevated. The ZIP holds roughly 337 housing units. Population is roughly 643 with a median age of 52.

On the whole, 45354 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.