ZIP 45377 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · Affordable market
Montgomery County, Ohio's ZIP 45377 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 54/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (78/100). Leading the profile are structural risk (54/100), construction/permit lag (43/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values rose 4.6% year on year, and 21% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 3.9%. DLRadar's demographic-stress index for the area reads 23/100. 14,972 residents call 45377 home, typically aged 42. 65% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,724 housing units. Home values center near $202,800, an affordability ratio of 2.3× — accessible. The poverty rate is 8.0%. Around 18% of renters are cost-burdened. At $82,617, median income runs near typical U.S. levels.
On balance, 45377 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 45377 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 45377 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 45377 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 45377 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 45377 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 45377 by the numbers
The live 45377 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Montgomery County ZIPs near 45377
Nearest ZIP codes to 45377
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Further distress data across Montgomery County, Ohio at ZIP, county and state level.
The complete 45377 distress and acquisition report
Open 45377 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology