ZIP 45371 Property Distress & Foreclosure Data

Miami County, Ohio's ZIP 45371 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100).

The market reads expansion — home values rose 7.0% year on year, and 21% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 22,521 people live here, median age 41. There are about 9,447 housing units across 45371. Home values center near $302,300, an affordability ratio of 3.0× — accessible. Vacancy runs 1.3%. Owners hold 73% of homes, renters 27%. Educational attainment sits at 34% bachelor's-or-above. Median household income is $89,425, above the U.S. median near $78,000. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. 5.5% of residents fall below the poverty threshold.

Overall 45371 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.