ZIP 45371 Foreclosure, Tax-Lien & Distress Report
Miami County, Ohio · Distress market
Composite property distress in 45371 (Miami County, Ohio) lands at 20/100 — low on DLRadar's distress scoring. The split runs 46/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (43/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (68/100)).
Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 21% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 22,521 people live here, median age 41. There are about 9,447 housing units across 45371. A median home runs $302,300 here, or 3.0 times local income. The vacancy rate is 1.3%. The tenure split is 73% owner-occupied to 27% rented. Around 34% of adults hold a bachelor's degree or higher. Median household income is $89,425, above the U.S. median near $78,000. Around 30% of renters are cost-burdened. On demographic stress specifically, 45371 scores 25/100. 5.5% of residents fall below the poverty threshold.
Overall 45371 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45371's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45371 shows as blanks, never estimates, and the score updates on every fresh public filing.
45371's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45371 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45371
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
45371 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 45371, the same set carried on every parcel.
Other Miami County ZIP codes
Nearest ZIP codes to 45371
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Keep going: ZIP, county and state distress coverage for Miami County, Ohio.
See every distressed parcel in 45371
The full 45371 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology