ZIP 45342 Property Distress & Foreclosure Data

DLRadar grades ZIP 45342 (Montgomery County, Ohio) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (52/100), construction/permit lag (38/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).

The expansion-phase market in 45342 posted values that rose 6.9% over the year, and 23% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 6.6%. There are about 15,927 housing units across 45342. Population is roughly 36,675 with a median age of 38. Rent burden reaches 25% of tenant households. Roughly 7.6% live below the poverty line. On demographic stress specifically, 45342 scores 24/100. A median home runs $230,300 here, or 2.5 times local income. Households earn a median $83,936 — near the roughly $78,000 national figure. The tenure split is 64% owner-occupied to 36% rented. About 33% have a four-year degree.

Broadly, 45342 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.