ZIP 45122 Property Distress & Foreclosure Data

Composite property distress in 45122 (Clermont County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (80/100). The sharpest non-environmental signals are structural risk (42/100), institutional ownership (19/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (4/100) register low. Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 8.3%. Home values center near $222,100, an affordability ratio of 2.5× — accessible. Owners hold 85% of homes, renters 15%. Educational attainment sits at 14% bachelor's-or-above. 8.9% of residents fall below the poverty threshold. Rent burden reaches 30% of tenant households. There are about 4,537 housing units across 45122. DLRadar's demographic-stress index for the area reads 25/100. About 11,195 people live here, median age 43. Median household income is $85,750, near the U.S. median near $78,000.

Overall 45122 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.