ZIP 45245 Foreclosure, Tax-Lien & Distress Report
Clermont County, Ohio · Distress market
DLRadar grades ZIP 45245 (Clermont County, Ohio) at a low 24/100 for overall property distress. On the structural side it scores 53/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (80/100)). Leading the profile are structural risk (53/100), institutional ownership (48/100), mortgage stress (8/100). mortgage stress (8/100) stay muted.
The market reads peak — home values rose 3.5% year on year, and 18% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 19,707 with a median age of 42. Vacancy runs 2.9%. The typical home is worth about $285,900 (3.5× income, relatively affordable). Educational attainment sits at 30% bachelor's-or-above. Households earn a median $73,135 — near the roughly $78,000 national figure. Around 30% of renters are cost-burdened. There are about 9,007 housing units across 45245. The poverty rate is 9.4%. Owners hold 61% of homes, renters 39%. The demographic-stress sub-score lands at 28/100.
Net-net, 45245 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45245 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 45245 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Clermont County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45245 reflects the current record instead of a stale or modeled snapshot.
The 24/100 figure for 45245 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45245 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 45245
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 45245 distress snapshot
The live 45245 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Clermont County
Nearest ZIP codes to 45245
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Additional distress intelligence spanning Clermont County, Ohio by ZIP, county and state.
Get the full acquisition report for 45245
Every distressed parcel in 45245 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology