ZIP 45120 Property Distress & Foreclosure Data

In Clermont County, Ohio, ZIP 45120 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (75/100)). Its standout signals are structural risk (40/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (3/100). Structural risk reads 40/100 against active distress of 2/100.

The peak-phase market in 45120 posted values that rose 4.5% over the year, and 50% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.6%. Households earn a median $54,509 — below the roughly $78,000 national figure. Population is roughly 2,412 with a median age of 49. The tenure split is 69% owner-occupied to 31% rented. Rent burden reaches 41% of tenant households. Roughly 23.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $210,000 here, or 3.4 times local income. On demographic stress specifically, 45120 scores 34/100. There are about 1,083 housing units across 45120. About 12% have a four-year degree.

On the whole, 45120 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.