ZIP 45120 Foreclosure, Tax-Lien & Distress Report
Clermont County, Ohio · High Poverty market
Clermont County, Ohio's ZIP 45120 registers 17/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (75/100)). Leading the profile are structural risk (39/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (1/100). Structural risk reads 39/100 against active distress of 2/100.
The peak-phase market in 45120 posted values that rose 3.5% over the year, and 50% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 5.6%. Households earn a median $54,509 — below the roughly $78,000 national figure. About 2,412 people live here, median age 49. The tenure split is 69% owner-occupied to 31% rented. Rent burden reaches 41% of tenant households. The poverty rate is 23.9% — high, a tax-stress and distress correlate. A median home runs $210,000 here, or 3.4 times local income. On demographic stress specifically, 45120 scores 34/100. The ZIP holds roughly 1,083 housing units. Around 12% of adults hold a bachelor's degree or higher.
Taken together, 45120 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 45120 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Clermont County, Ohio and the nation. Where the public record is thin for 45120, the field stays empty rather than modeled, and fills in as new documents post.
45120's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45120 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45120
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 45120 Stress Report snapshot
A live read on 45120: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Clermont County ZIPs near 45120
Related reports across Clermont County, Ohio
Further distress data across Clermont County, Ohio at ZIP, county and state level.
Unlock the full ZIP 45120 acquisition report
See who owns each distressed property in 45120, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology