ZIP 45130 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45130 (Brown County, Ohio) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (63/100). Latent structural risk is 36/100 while live distress already moving reads 2/100. Its standout signals are structural risk (36/100), institutional ownership (18/100), construction/permit lag (9/100). construction/permit lag (9/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 28% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $92,865 — above the roughly $78,000 national figure. The vacancy rate is 12.4% — elevated. Around 27% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. Owners hold 84% of homes, renters 16%. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 1,991 housing units. The typical home is worth about $211,600 (2.5× income, relatively affordable). 4.3% of residents fall below the poverty threshold. About 3,806 people live here, median age 39.

Taken together, 45130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 45130 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 45130 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 45130 stays directly comparable to neighboring ZIPs and the rest of Brown County, Ohio. 45130 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 figure for 45130 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45130 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.