ZIP 45130 Property Distress & Foreclosure Data

DLRadar grades ZIP 45130 (Brown County, Ohio) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (63/100). On the structural side it scores 40/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (40/100), construction/permit lag (22/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 28% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $92,865, median income runs above typical U.S. levels. The vacancy rate is 12.4% — elevated. Around 27% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 1,991 housing units. The typical home is worth about $211,600 (2.5× income, relatively affordable). The poverty rate is 4.3% — low. 3,806 residents call 45130 home, typically aged 39.

Taken together, 45130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.