ZIP 45121 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45121 (Brown County, Ohio) returns a low composite of 17/100. What sets it apart are the readings on structural risk (38/100), construction/permit lag (21/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structurally it carries 38/100, against 2/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (60/100)).

The peak-phase market in 45121 posted values that rose 3.5% over the year, and 32% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,044 housing units across 45121. On demographic stress specifically, 45121 scores 30/100. Median household income is $57,274, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Around 38% of renters are cost-burdened. About 8,931 people live here, median age 45. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 74% of housing is owner-occupied. A median home runs $164,600 here, or 2.6 times local income. The vacancy rate is 10.0%.

On the whole, 45121 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 45121 at the moment; the composite and its components are still built from verifiable public records.

The 45121 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 45121 stays directly comparable to neighboring ZIPs and the rest of Brown County, Ohio. Nothing here is interpolated — where a source is thin for 45121, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45121's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 45121 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.