ZIP 41002 Property Distress & Foreclosure Data

In Bracken County, Kentucky, ZIP 41002 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (63/100), structural risk (36/100), mortgage stress (25/100). structural risk (36/100) and mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100). On the structural side it scores 36/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18.1% of residents fall below the poverty threshold. 2,498 residents call 41002 home, typically aged 43. DLRadar's demographic-stress index for the area reads 30/100. Around 42% of renters are cost-burdened. Educational attainment sits at 16% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Median household income is $58,292, below the U.S. median near $78,000. Home values center near $142,000, an affordability ratio of 2.0× — accessible. The vacancy rate is 17.2% — elevated. The ZIP holds roughly 1,191 housing units.

Taken together, 41002 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.