ZIP 41002 Foreclosure, Tax-Lien & Distress Report

Bracken County, Kentucky's ZIP 41002 registers 16/100 composite distress, which DLRadar reads as low. Leading the profile are institutional ownership (61/100), structural risk (35/100), mortgage stress (25/100). structural risk (35/100) and mortgage stress (25/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (70/100). The split runs 35/100 structural to 7/100 active on the ground.

The peak-phase market in 41002 posted values that rose 3.5% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 18.1% — high, a tax-stress and distress correlate. 2,498 residents call 41002 home, typically aged 43. On demographic stress specifically, 41002 scores 30/100. Around 42% of renters are cost-burdened. Educational attainment sits at 16% bachelor's-or-above. Owners hold 68% of homes, renters 32%. At $58,292, median income runs below typical U.S. levels. A median home runs $142,000 here, or 2.0 times local income. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,191 housing units.

Net-net, 41002 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 41002 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 41002 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 41002 shows blanks, not estimates, wherever the record is sparse.

41002's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 41002 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.