ZIP 45131 Foreclosure, Tax-Lien & Distress Report

ZIP code 45131 in Brown County, Ohio carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 40/100, against 3/100 of stress already in motion. Its standout signals are structural risk (40/100), construction/permit lag (30/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100).

The market reads peak — home values rose 3.5% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 374 with a median age of 36. Home values center near $104,200, an affordability ratio of 1.9× — accessible. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. The ZIP holds roughly 116 housing units. 35.4% of residents fall below the poverty threshold. The tenure split is 51% owner-occupied to 49% rented. About 5% have a four-year degree. Median household income is $50,694, below the U.S. median near $78,000. Rent burden reaches 30% of tenant households.

Taken together, 45131 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 45131 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 45131's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 45131 shows blanks, not estimates, wherever the record is sparse.

The 17/100 figure for 45131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45131 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.