ZIP 45107 Foreclosure, Tax-Lien & Distress Report
Clinton County, Ohio · Distress market
On DLRadar's 0-100 public-record scale, ZIP 45107 in Clinton County, Ohio comes in at 16, a low composite-distress reading. Property-level stress concentrates in structural risk (36/100), construction/permit lag (22/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). The split runs 36/100 structural to 2/100 active on the ground.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 25% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 5.0%. About 12% have a four-year degree. The ZIP holds roughly 3,505 housing units. About 9,748 people live here, median age 38. 14.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. Around 28% of renters are cost-burdened. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $65,625 — below the roughly $78,000 national figure. Home values center near $220,700, an affordability ratio of 3.0× — accessible.
On balance 45107 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 45107's 16/100 can be lined up against any neighbor in Clinton County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 45107 shows blanks, not estimates, wherever the record is sparse.
45107's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45107 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45107
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 45107 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45107, the same set carried on every parcel.
Other Clinton County ZIP codes
Related reports across Clinton County, Ohio
Keep going: ZIP, county and state distress coverage for Clinton County, Ohio.
The complete 45107 distress and acquisition report
Get every distressed property in 45107 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology