ZIP 45107 Property Distress & Foreclosure Data

In Clinton County, Ohio, ZIP 45107 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (38/100), construction/permit lag (31/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). The latent-versus-live split is 38/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.8% year on year, and 25% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.0%. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 3,505 housing units. About 9,748 people live here, median age 38. 14.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Around 28% of renters are cost-burdened. Owners hold 69% of homes, renters 31%. Median household income is $65,625, below the U.S. median near $78,000. Home values center near $220,700, an affordability ratio of 3.0× — accessible.

Net-net, 45107 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.