ZIP 45159 Foreclosure, Tax-Lien & Distress Report
Clinton County, Ohio · Affordable market
ZIP code 45159 in Clinton County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (34/100), structural risk (30/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (6/100) register low. The latent-versus-live split is 30/100 structural and 2/100 already moving.
The market reads peak — home values rose 4.7% year on year, and 16% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
3,333 residents call 45159 home, typically aged 43. Owners hold 77% of homes, renters 23%. The typical home is worth about $169,300 (1.9× income, relatively affordable). At $80,508, median income runs near typical U.S. levels. There are about 1,394 housing units across 45159. The poverty rate is 7.3% — low. Educational attainment sits at 18% bachelor's-or-above. Rent burden reaches 27% of tenant households. The vacancy rate is 7.2%. The demographic-stress sub-score lands at 23/100.
Broadly, 45159 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45159's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 45159 reflects the current record instead of a stale or modeled snapshot.
The 13/100 figure for 45159 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45159 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45159’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 45159 distress snapshot
The live 45159 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Clinton County ZIP codes
Nearest ZIP codes to 45159
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Clinton County, Ohio — ZIP, county and statewide.
Open the complete 45159 acquisition file
Get every distressed property in 45159 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology