ZIP 45697 Foreclosure, Tax-Lien & Distress Report
Adams County, Ohio · Distress market
ZIP code 45697 in Adams County, Ohio carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 35/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (36/100), structural risk (35/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (8/100) register low.
The expansion-phase market in 45697 posted values that rose 5.1% over the year, and 33% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $205,900 (2.6× income, relatively affordable). Around 15% of renters are cost-burdened. Households earn a median $75,075 — near the roughly $78,000 national figure. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,074 housing units. DLRadar's demographic-stress index for the area reads 24/100. About 17% have a four-year degree. 6,138 residents call 45697 home, typically aged 33. Roughly 9.2% live below the poverty line. 83% of housing is owner-occupied.
On balance 45697 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 45697 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 45697 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45697 stays directly comparable to neighboring ZIPs and the rest of Adams County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45697 shows blanks, not estimates, wherever the record is sparse.
The 15/100 for 45697 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 45697 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 45697
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45697 distress snapshot
A live read on 45697: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Adams County
Related reports across Adams County, Ohio
Additional distress intelligence spanning Adams County, Ohio by ZIP, county and state.
Open the complete 45697 acquisition file
Pull every distressed parcel in 45697 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology