ZIP 45144 Property Distress & Foreclosure Data

DLRadar grades ZIP 45144 (Adams County, Ohio) at a low 20/100 for overall property distress. Structural exposure scores 47 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (63/100)). Property-level stress concentrates in construction/permit lag (84/100), structural risk (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The peak-phase market in 45144 posted values that rose 4.8% over the year, and 25% higher over three years, at 42/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. There are about 2,046 housing units across 45144. A median home runs $136,400 here, or 2.8 times local income. On demographic stress specifically, 45144 scores 34/100. The tenure split is 71% owner-occupied to 29% rented. Rent burden reaches 47% of tenant households. Population is roughly 4,256 with a median age of 41. Households earn a median $43,896 — below the roughly $78,000 national figure. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree.

On the whole, 45144 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.