ZIP 45144 Foreclosure, Tax-Lien & Distress Report

Adams County, Ohio's ZIP 45144 registers 16/100 composite distress, which DLRadar reads as low. Latent structural risk is 37/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (37/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The expansion-phase market in 45144 posted values that rose 5.7% over the year, and 25% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. There are about 2,046 housing units across 45144. The typical home is worth about $136,400 (2.8× income, relatively affordable). On demographic stress specifically, 45144 scores 34/100. Owners hold 71% of homes, renters 29%. Rent burden reaches 47% of tenant households. About 4,256 people live here, median age 41. At $43,896, median income runs below typical U.S. levels. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree.

Taken together, 45144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 45144 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45144 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45144 can be compared directly against any other ZIP in Adams County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 45144 shows blanks, not estimates, wherever the record is sparse.

Behind 45144's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 45144 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.