ZIP 45176 Property Distress & Foreclosure Data

DLRadar grades ZIP 45176 (Clermont County, Ohio) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (39/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (4/100) register low. The latent-versus-live split is 39/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (73/100).

The market reads peak — home values rose 4.5% year on year, and 21% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 4,239 housing units. Educational attainment sits at 18% bachelor's-or-above. 9.4% of residents fall below the poverty threshold. About 9,813 people live here, median age 45. The vacancy rate is 4.2%. DLRadar's demographic-stress index for the area reads 28/100. Around 39% of renters are cost-burdened. Owners hold 75% of homes, renters 25%. Median household income is $66,363, below the U.S. median near $78,000. Home values center near $222,500, an affordability ratio of 3.0× — accessible.

Net-net, 45176 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.