ZIP 45176 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45176 (Clermont County, Ohio) returns a low composite of 21/100. Property-level stress concentrates in structural risk (46/100), institutional ownership (37/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (1/100) stay muted. Latent structural risk is 46/100 while live distress already moving reads 2/100. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (73/100)).

The market reads peak — home values rose 3.5% year on year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,239 housing units. About 18% have a four-year degree. The poverty rate is 9.4%. About 9,813 people live here, median age 45. The vacancy rate is 4.2%. On demographic stress specifically, 45176 scores 28/100. Rent burden reaches 39% of tenant households. 75% of housing is owner-occupied. Households earn a median $66,363 — below the roughly $78,000 national figure. A median home runs $222,500 here, or 3.0 times local income.

Overall, 45176 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 45176 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45176's 21/100 can be lined up against any neighbor in Clermont County, Ohio or any ZIP coast to coast. 45176 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 45176 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 45176 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.