ZIP 45103 Property Distress & Foreclosure Data

DLRadar grades ZIP 45103 (Clermont County, Ohio) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (41/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (80/100). The latent-versus-live split is 41/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 22% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $81,837, median income runs near typical U.S. levels. Around 20% of renters are cost-burdened. The vacancy rate is 3.5%. Around 27% of adults hold a bachelor's degree or higher. The poverty rate is 10.4%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $264,200 (3.0× income, relatively affordable). The ZIP holds roughly 14,887 housing units. 36,788 residents call 45103 home, typically aged 37. 67% of housing is owner-occupied.

On balance, 45103 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.