Clermont County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clermont County, OH distress report, 2026: 23 ZIPs scored in Clermont, OH, Clermont, OH average 22/100; the top Clermont, OH ZIP is 45244 at 26/100; Clermont, OH market phase peak, Clermont, OH prices +3.5% year over year.
- Clermont, OH ranks #3,058 nationally (opportunity index); Clermont, OH #78 in Ohio; Clermont, OH index 22.5.
- Clermont, OH ninety-day mortgage delinquency 1.2% in December 2025; Clermont, OH twelve-month change +0.3%.
- Clermont, OH ZIP phases: 23 peak.
- Clermont, OH residential listings tracked: 34 across 16 ZIPs; Clermont, OH candidate listings 24.
- Clermont, OH HUD assisted properties: 16 with 1,000 units.
- Clermont, OH lenders on watch: 8; largest Clermont, OH footprint Fifth Third Bank Na (6 branches).
- Clermont, OH most distressed ZIP: 45244 at 26/100.
Clermont, OH figures: DLRadar distress index; Clermont, OH inputs: CFPB, FHFA, HUD, FDIC; Clermont, OH rebuilt as sources refresh.
| Rank | Clermont, OH ZIP | Score |
|---|---|---|
| 1 | 45244 | 26/100 |
| 2 | 45255 | 26/100 |
| 3 | 45102 | 24/100 |
| 4 | 45103 | 24/100 |
| 5 | 45112 | 24/100 |
| 6 | 45147 | 24/100 |
| 7 | 45150 | 24/100 |
| 8 | 45153 | 24/100 |
| 9 | 45156 | 24/100 |
| 10 | 45157 | 24/100 |
| 11 | 45158 | 24/100 |
| 12 | 45160 | 24/100 |
Most distressed Clermont, OH ZIPs (0-100, 2026)
Mortgage delinquency in Clermont, OH
1.2% of Clermont, OH mortgages were ninety-plus days late (Clermont, OH, December 2025); Clermont, OH thirty-to-eighty-nine days late: 2.2%; Clermont, OH twelve-month change +0.3%; Clermont, OH peak since 2008: 3.5% (December 2009); Ohio overall 1.0%. Clermont, OH ninety-day series: Dec 24 0.9, Jan 25 1.0, Feb 25 0.9 (Clermont, OH), Mar 25 0.9, Apr 25 0.6, May 25 0.7 (Clermont, OH), Jun 25 0.6, Jul 25 1.0, Aug 25 1.1 (Clermont, OH), Sep 25 1.0, Oct 25 1.1, Nov 25 0.9 (Clermont, OH), Dec 25 1.2.
Opportunity index: Clermont, OH
Clermont, OH index 22.5, Clermont, OH phase weak; Clermont, OH primary driver bank institutional, Clermont, OH second driver listings discount. Clermont, OH components: property stress 11.2, foreclosure pressure 8.4, listing discounts 28.9, bank stress 56.1, insurance 0.0; Clermont, OH pulse 22.4; Clermont, OH capital opportunity 22.6; Clermont, OH seven-day change -0.2%.
ZIP market phases inside Clermont, OH
23 Clermont, OH ZIPs carry a price-cycle phase; Clermont, OH ZIPs by phase (Clermont, OH), deepest drawdown first: peak, +3.5% YoY (Clermont, OH): 45102, 45103, 45106, 45112, Clermont, OH 45120, 45121, 45122, 45130, Clermont, OH 45140, 45147, 45150, 45153, Clermont, OH 45156, 45157; peak, +3.7% YoY (Clermont, OH): 45107, 45118.
Residential listings by Clermont, OH ZIP
Clermont, OH ZIPs with the most tracked Clermont, OH residential listings: 45122 7 listings, 2 candidates, bank pressure 60; 45106 6 listings, 5 candidates, bank pressure 61; 45150 4 listings, 4 candidates, bank pressure 57; 45102 3 listings, 1 candidates, bank pressure 59 (Clermont, OH); 45103 3 listings, 3 candidates, bank pressure 59; 45157 3 listings, 3 candidates, bank pressure 59; 45245 3 listings, 2 candidates, bank pressure 59; 45120 2 listings, 2 candidates, bank pressure 61. Clermont, OH totals: 34 listings; Clermont, OH candidates 24; active ZIPs 10.
HUD assisted housing in Clermont, OH
16 assisted properties with 1,000 units sit in Clermont, OH; largest Clermont, OH properties: Olive Branch Townhomes (Batavia) 166 units; Meadowview Townhomes (Goshen) 128 units; Timber Creek (Milford) 128 units in Clermont, OH; Sem Laurels (Milford) 122 units; Batavia Village (Batavia) 50 units, 50 assisted; Lebanon Village (Cincinnati) 50 units, 50 assisted.
Lenders with branches in Clermont, OH
Clermont, OH lenders by branch count: Fifth Third Bank Na (Clermont, OH): stress 62, 6 branches low in Clermont, OH; Riverhills Bank (Clermont, OH): stress 65, 5 branches low in Clermont, OH; Jpmorgan Chase Bank Na (Clermont, OH): stress 65, 5 branches low in Clermont, OH; U S Bank National Assn (Clermont, OH): stress 67, 3 branches low in Clermont, OH; Keybank National Assn (Clermont, OH): stress 65, 3 branches low in Clermont, OH; Huntington National Bank (Clermont, OH): stress 63, 3 branches low in Clermont, OH; Peoples Bank (Clermont, OH): stress 55, 3 branches low in Clermont, OH; Park National Bank (Clermont, OH): stress 42, 2 branches low in Clermont, OH.
Vacancy and permits, Clermont, OH
3,515 of 88,470 Clermont, OH housing units are vacant; Clermont, OH permits, twelve months: 1,137 multifamily units in Clermont, OH, 881 one-to-four unit units.
Work Clermont, OH at the parcel level
Every Clermont, OH parcel carries owner and address; every Clermont, OH parcel carries APN; Clermont, OH distress scores sit on the Clermont, OH live board.
Clermont, OH figures refresh with each source.
Clermont, OH questions
Most distressed ZIP code in Clermont County, OH?
ZIP 45244 leads Clermont, OH at 26/100; next in Clermont, OH: 45255 at 26/100; the Clermont, OH average is 22/100.
Where does Clermont County, OH rank for investment opportunity?
Clermont, OH is #3,058 among all ranked counties, #78 in Ohio; the Clermont, OH driver is bank institutional; Clermont, OH moved up 105 places.
How many mortgages are delinquent in Clermont County, OH?
1.2% of Clermont, OH mortgages were ninety-plus days late in December 2025; the Clermont, OH peak since 2008 was 3.5%.
Which banks lend in Clermont County, OH?
8 watched lenders hold Clermont, OH branches; the largest Clermont, OH footprints are Fifth Third Bank Na (6), Riverhills Bank (5), Jpmorgan Chase Bank Na (5).
More on Clermont, OH
Clermont County, OH distress report: public-record figures for Clermont, OH; not legal advice for Clermont, OH; not tax or investment advice; verify every Clermont, OH record before acting.