Clermont County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clermont County, Ohio? DLRadar grades every Clermont County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Clermont County breakdown.
- Clermont County's most distressed ZIP is 45162 at 20/100.
- 23 ZIP codes tracked in Clermont County, averaging 18/100 distress.
- Clermont County reads peak — home values up 3.5% year over year.
- Vacancy runs 9.6% across Clermont County's tracked ZIPs, with a 12% poverty rate.
- The typical Clermont County home is worth about $235,429 against a ~$88,800 median income.
- Lending headwind in Clermont County sits at 45/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45162 | 20/100 |
| 2 | 45244 | 20/100 |
| 3 | 45255 | 20/100 |
| 4 | 45122 | 19/100 |
| 5 | 45140 | 19/100 |
| 6 | 45102 | 18/100 |
| 7 | 45103 | 18/100 |
| 8 | 45106 | 18/100 |
| 9 | 45112 | 18/100 |
| 10 | 45147 | 18/100 |
| 11 | 45150 | 18/100 |
| 12 | 45153 | 18/100 |
Most distressed ZIP codes in Clermont County (composite distress 0-100, 2026)
What is driving Clermont County distress
Nothing here is estimated: Clermont County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Clermont County market phase and pricing
Phase for Clermont County: peak (+3.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Clermont County
The Clermont County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Card-free · live data across the whole platform for a week.
What people ask
What is the hardest-hit ZIP in Clermont County?
ZIP 45162 leads Clermont County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Clermont County at?
FHFA price-index movement places Clermont County in peak; prices are up 3.5% over twelve months.
Can the Clermont County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 23 Clermont County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Clermont County ZIP codes?
The county figure is a blend, not a description. Across the Clermont County ZIPs DLRadar ranks, scores run from 20/100 in 45162 down to 18/100 in 45153, against a Clermont County average of 18/100. With 2 points between best and worst, county-level targeting in Clermont County wastes effort.
What do Clermont County home values and vacancy say about distressed supply?
The typical Clermont County home carries about $235,429 of value against a median household income near $88,800. Vacancy across Clermont County's tracked ZIPs runs 9.6% and the poverty rate is 12%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Clermont County's foreclosure and lien filings and its 45/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.