Clermont County, OH: Home-Insurance Distress & Forced-Sale Pressure
Clermont County, OH: 66/100 (elevated) home-insurance distress; Clermont, OH band MEDIUM; Clermont, OH #734 of 3,222 counties; Clermont, OH #2 of 88 in Ohio.
FEMA hazard, Clermont, OH: 52/100; Clermont, OH declarations, three years: 2; Clermont, OH perils: 2 flood; hazard-weighted, Clermont, OH: 4.0.
Declared incidents on the Clermont, OH record: 2026 Flood 2 (Clermont, OH).
NFIP claims, Clermont, OH, three years: 22; Clermont, OH payouts $779,619; per Clermont, OH claim $35,437; Clermont, OH claim-stress 88/100.
Clermont, OH monthly score rose, 30 (March 2026) to 66 (October 2026); Clermont, OH by month: March 30, April 30, May 30, June 30 (Clermont, OH), July 30, August 30, September 30, October 66.
Clermont, OH components: climate 52, NFIP claims 88; Clermont, OH retreat index 66.
Construction distress, Clermont, OH: 1/100 as of August 2026 (Clermont, OH: 42/100 one-to-four unit, 0/100 multifamily).
Clermont, OH ZIPs, June 2026 (Clermont, OH, 16 highest): score 0 (Clermont, OH), climate 91 (Clermont, OH): 45244, 45255; score 0 (Clermont, OH), climate 83 (Clermont, OH): 45140; score 0 (Clermont, OH), climate 81 (Clermont, OH): 45162; score 0 (Clermont, OH), climate 80 (Clermont, OH): 45102, 45103, 45112, 45122, Clermont, OH 45147, 45150, 45153, 45156, Clermont, OH 45157, 45158, 45160, 45245.
DLRadar rescores Clermont, OH monthly; Clermont, OH readings join Clermont, OH foreclosure, lien and ownership parcels (Clermont, OH), so cost-squeezed Clermont, OH owners surface before listing.
Inside Ohio, Clermont County ranks 2nd of 88 counties for home-insurance distress at 66/100; Hamilton County (69/100) sits just above Clermont County, and Franklin County (64/100) sits just below Clermont County.
Deterministic. Every Clermont County, OH signal traces to a public Clermont dataset (FEMA, NFIP, Census for Clermont, OH) · how insurance distress works in Clermont, OH · methodology
FAQ: Clermont County, OH insurance distress
What is the Clermont County, OH home-insurance-distress score?
Clermont, OH: 66/100 (MEDIUM), #734 of 3,222, #2 in Ohio. FEMA hazard, Clermont, OH: 52/100; NFIP stress, Clermont, OH: 88/100; construction, Clermont, OH: 1/100; Clermont, OH rescores monthly.
Is Clermont County insurance distress getting better or worse (OH)?
Clermont, OH: 30 in March 2026; Clermont, OH: 66 in October 2026 (worse); Clermont, OH climate component 52; Clermont, OH NFIP claims score 88.
How many flood-insurance claims has Clermont County, OH had?
Clermont, OH: 22 NFIP claims, three years; Clermont, OH paid $779,619; per Clermont, OH claim $35,437; carriers reprice Clermont, OH against that record.
Which Clermont County ZIP codes carry the most insurance distress (OH)?
Clermont, OH, June 2026: 45244 at 0, 45255 at 0, 45140 at 0, 45162 at 0; Clermont, OH climate scores there: 91, 91, 83, 81.
Why does Clermont, OH insurance distress create sellers?
A Clermont, OH premium outruns the Clermont, OH budget; a carrier leaves Clermont, OH; Clermont, OH carrying cost passes plan; Clermont, OH owners sell while current; Clermont, OH insurance distress leads Clermont, OH foreclosure data.