ZIP 45244 Property Distress & Foreclosure Data

Composite property distress in 45244 (Hamilton County, Ohio) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (91/100). On the structural side it scores 45/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $108,413, median income runs above typical U.S. levels. Around 53% of adults hold a bachelor's degree or higher. The poverty rate is 7.5%. Around 28% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. The typical home is worth about $382,100 (3.2× income, relatively affordable). 28,720 residents call 45244 home, typically aged 40. The ZIP holds roughly 11,294 housing units. The vacancy rate is 3.1%. 82% of housing is owner-occupied.

On balance, 45244 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.