ZIP 45244 Foreclosure, Tax-Lien & Distress Report

ZIP code 45244 in Hamilton County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (45/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (91/100)). The latent-versus-live split is 45/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 21% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $108,413, above the U.S. median near $78,000. Around 53% of adults hold a bachelor's degree or higher. 7.5% of residents fall below the poverty threshold. Rent burden reaches 28% of tenant households. The demographic-stress sub-score lands at 23/100. Home values center near $382,100, an affordability ratio of 3.2× — accessible. 28,720 residents call 45244 home, typically aged 40. The ZIP holds roughly 11,294 housing units. The vacancy rate is 3.1%. Owners hold 82% of homes, renters 18%.

Broadly, 45244 is a steadier market — the deals are the exceptions, not the rule. While 45244 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45244 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Hamilton County, Ohio and the nation. Sparse data for 45244 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 45244's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45244 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.