ZIP 45174 Foreclosure, Tax-Lien & Distress Report

ZIP code 45174 in Hamilton County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). The latent-versus-live split is 47/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100).

The market reads peak — home values rose 3.5% year on year, and 34% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $205,795 — above the roughly $78,000 national figure. On demographic stress specifically, 45174 scores 14/100. 2.0% of residents fall below the poverty threshold. 96% of housing is owner-occupied. Around 86% of adults hold a bachelor's degree or higher. The vacancy rate is 6.3%. Population is roughly 2,294 with a median age of 39. A median home runs $603,800 here, or 2.8 times local income. Rent burden reaches 7% of tenant households. The ZIP holds roughly 779 housing units.

Overall 45174 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 45174 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 45174 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 45174 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 45174 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45174 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.