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ZIP 45204 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Ohio · High Vacancy market

ZIP 45204's composite property-distress score is 21/100 - DLRadar classes that as low for Hamilton County, Ohio. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100)). Structural exposure scores 47 and live distress 3 on the 0–100 scale. Its heaviest discrete signals: structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 19% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,625 housing units. Around 53% of renters are cost-burdened. 52.8% of residents fall below the poverty threshold. Around 21% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 44/100. Owners hold 42% of homes, renters 58%. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $95,400 here, or 3.0 times local income. Households earn a median $30,579 — below the roughly $78,000 national figure. About 7,710 people live here, median age 30.

On the whole, 45204 leans distressed, with opportunity clustered in specific stressed parcels. 45204 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 45204's 21/100 can be lined up against any neighbor in Hamilton County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 45204 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 45204 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45204 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
47/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 45204

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 45204 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 45204, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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