ZIP 45204 Property Distress & Foreclosure Data

Hamilton County, Ohio's ZIP 45204 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (95/100)). On the structural side it scores 47/100, with 3/100 of stress already active. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

The peak-phase market in 45204 posted values that rose 4.5% over the year, and 19% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,625 housing units. Around 53% of renters are cost-burdened. Roughly 52.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 21% have a four-year degree. On demographic stress specifically, 45204 scores 44/100. The tenure split is 42% owner-occupied to 58% rented. The vacancy rate is 20.6% — elevated. A median home runs $95,400 here, or 3.0 times local income. Households earn a median $30,579 — below the roughly $78,000 national figure. Population is roughly 7,710 with a median age of 30.

On the whole, 45204 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.