ZIP 45206 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45206 (Hamilton County, Ohio) at a low 21/100 for overall property distress. The pressure is most legible in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). Structurally it carries 47/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 3.5% year on year, and 25% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $51,128, below the U.S. median near $78,000. Home values center near $271,700, an affordability ratio of 5.3×. The poverty rate is 22.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 7,038 housing units. Around 30% of renters are cost-burdened. On demographic stress specifically, 45206 scores 38/100. Around 49% of adults hold a bachelor's degree or higher. The tenure split is 33% owner-occupied to 67% rented. The vacancy rate is 14.5% — elevated. Population is roughly 10,387 with a median age of 37.

On the whole, 45206 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 45206 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 45206 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45206 can be compared directly against any other ZIP in Hamilton County, Ohio or nationwide. Where the public record is thin for 45206, the field stays empty rather than modeled, and fills in as new documents post.

45206's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 45206 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.