ZIP 45206 Property Distress & Foreclosure Data

In Hamilton County, Ohio, ZIP 45206 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (95/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 25% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $51,128, below the U.S. median near $78,000. Home values center near $271,700, an affordability ratio of 5.3×. 22.0% of residents fall below the poverty threshold. The ZIP holds roughly 7,038 housing units. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 49% bachelor's-or-above. Owners hold 33% of homes, renters 67%. The vacancy rate is 14.5% — elevated. About 10,387 people live here, median age 37.

Net-net, 45206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.