ZIP 41074 Foreclosure, Tax-Lien & Distress Report

Campbell County, Kentucky's ZIP 41074 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (65/100), climate & FEMA risk (64/100). The pressure is most legible in structural risk (62/100), institutional ownership (55/100), construction/permit lag (46/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 62 and live distress 7 on the 0–100 scale.

The peak-phase market in 41074 posted values that rose 3.5% over the year, and 21% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.6%. The typical home is worth about $164,300 (2.3× income, relatively affordable). Owners hold 61% of homes, renters 39%. The demographic-stress sub-score lands at 30/100. The poverty rate is 18.3% — high, a tax-stress and distress correlate. There are about 2,816 housing units across 41074. About 5,703 people live here, median age 39. Median household income is $62,500, below the U.S. median near $78,000. Around 42% of renters are cost-burdened. About 24% have a four-year degree.

On balance 41074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41074 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 41074's 27/100 can be lined up against any neighbor in Campbell County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 41074 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 41074 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 41074 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.