ZIP 41074 Property Distress & Foreclosure Data

ZIP code 41074 in Campbell County, Kentucky carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (73/100), climate & FEMA risk (64/100). What sets it apart are the readings on construction/permit lag (70/100), structural risk (69/100), institutional ownership (59/100). mortgage stress (22/100) stay muted. Structural exposure scores 69 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 8.6%. Home values center near $164,300, an affordability ratio of 2.3× — accessible. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 30/100. 18.3% of residents fall below the poverty threshold. There are about 2,816 housing units across 41074. 5,703 residents call 41074 home, typically aged 39. Median household income is $62,500, below the U.S. median near $78,000. Rent burden reaches 42% of tenant households. Educational attainment sits at 24% bachelor's-or-above.

Overall, 41074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.