ZIP 41007 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41007 (Campbell County, Kentucky) at a low 27/100 for overall property distress. The latent-versus-live split is 60/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (65/100), climate & FEMA risk (60/100). Its standout signals are structural risk (60/100), institutional ownership (55/100), construction/permit lag (46/100). mortgage stress (22/100) stay muted.

The market reads peak — home values rose 3.5% year on year, and 34% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,606 residents call 41007 home, typically aged 41. Home values center near $314,200, an affordability ratio of 2.9× — accessible. Vacancy runs 7.5%. Around 30% of adults hold a bachelor's degree or higher. Owners hold 97% of homes, renters 3%. The ZIP holds roughly 1,626 housing units. Rent burden reaches 10% of tenant households. The poverty rate is 4.5% — low. DLRadar's demographic-stress index for the area reads 21/100. Households earn a median $101,167 — above the roughly $78,000 national figure.

On balance 41007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41007 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41007 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 41007 reflects the current record instead of a stale or modeled snapshot.

Each component behind 41007 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 41007 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.