ZIP 41001 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 41001 in Campbell County, Kentucky comes in at 29, a low composite-distress reading. On the structural side it scores 64/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (72/100), climate & FEMA risk (64/100). The pressure is most legible in structural risk (64/100), institutional ownership (58/100), construction/permit lag (52/100). By contrast, mortgage stress (22/100) register low.

The peak-phase market in 41001 posted values that rose 3.5% over the year, and 15% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $283,600, an affordability ratio of 2.6× — accessible. 4.4% of residents fall below the poverty threshold. Population is roughly 19,206 with a median age of 40. Around 35% of adults hold a bachelor's degree or higher. Vacancy runs 4.3%. Households earn a median $102,468 — above the roughly $78,000 national figure. 91% of housing is owner-occupied. Around 27% of renters are cost-burdened. There are about 7,447 housing units across 41001. The demographic-stress sub-score lands at 21/100.

Net-net, 41001 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 41001 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 41001 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41001 can be compared directly against any other ZIP in Campbell County, Kentucky or nationwide. Nothing here is interpolated — where a source is thin for 41001, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 41001 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 41001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.