ZIP 41006 Property Distress & Foreclosure Data

ZIP code 41006 in Pendleton County, Kentucky carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (70/100), structural risk (60/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 60/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (73/100).

The market reads peak — home values rose 4.5% year on year, and 37% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $67,396 — below the roughly $78,000 national figure. The ZIP holds roughly 1,885 housing units. About 3,862 people live here, median age 47. About 18% have a four-year degree. Around 28% of renters are cost-burdened. On demographic stress specifically, 41006 scores 28/100. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 13.7% — elevated. Roughly 13.2% live below the poverty line. A median home runs $197,300 here, or 2.8 times local income.

Net-net, 41006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.