ZIP 41006 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41006 (Pendleton County, Kentucky) returns a low composite of 23/100. The most distinctive pressure shows up in institutional ownership (55/100), structural risk (52/100), construction/permit lag (46/100). mortgage stress (23/100) stay muted. Latent structural risk is 52/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 37% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $67,396, below the U.S. median near $78,000. There are about 1,885 housing units across 41006. Population is roughly 3,862 with a median age of 47. Educational attainment sits at 18% bachelor's-or-above. Around 28% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Owners hold 75% of homes, renters 25%. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. 13.2% of residents fall below the poverty threshold. Home values center near $197,300, an affordability ratio of 2.8× — accessible.

Net-net, 41006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 41006 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 41006 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41006 can be compared directly against any other ZIP in Pendleton County, Kentucky or nationwide. Where the public record is thin for 41006, the field stays empty rather than modeled, and fills in as new documents post.

Behind 41006's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 41006 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.