ZIP 41033 Property Distress & Foreclosure Data

ZIP code 41033 in Pendleton County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (58/100), structural risk (55/100), construction/permit lag (47/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (73/100). The latent-versus-live split is 55/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 46% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Around 3% of renters are cost-burdened. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $103,125 — above the roughly $78,000 national figure. About 32% have a four-year degree. On demographic stress specifically, 41033 scores 21/100. The tenure split is 89% owner-occupied to 11% rented. A median home runs $216,300 here, or 2.1 times local income. About 2,252 people live here, median age 33. The vacancy rate is 28.7% — elevated. The ZIP holds roughly 870 housing units.

Net-net, 41033 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.