ZIP 41033 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41033 (Pendleton County, Kentucky) at a low 23/100 for overall property distress. Property-level stress concentrates in institutional ownership (54/100), structural risk (52/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100)). On the structural side it scores 52/100, with 7/100 of stress already active.

The market reads peak — home values rose 3.5% year on year, and 46% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 3% of tenant households. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $103,125 — above the roughly $78,000 national figure. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 89% of homes, renters 11%. The typical home is worth about $216,300 (2.1× income, relatively affordable). About 2,252 people live here, median age 33. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. There are about 870 housing units across 41033.

Taken together, 41033 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 41033 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 41033's 23/100 can be lined up against any neighbor in Pendleton County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 41033 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 41033 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 41033 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.