ZIP 41097 Property Distress & Foreclosure Data

ZIP code 41097 in Grant County, Kentucky carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (63/100), institutional ownership (38/100), structural risk (37/100). On the quiet end sit structural risk (37/100) and mortgage stress (15/100). Environmental exposure also runs high (FEMA disaster exposure (65/100)). On the structural side it scores 37/100, with 5/100 of stress already active.

The peak-phase market in 41097 posted values that rose 4.5% over the year, and 20% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 18% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. Population is roughly 7,308 with a median age of 41. The ZIP holds roughly 3,062 housing units. The poverty rate is 11.5%. 79% of housing is owner-occupied. At $70,114, median income runs near typical U.S. levels. The vacancy rate is 14.5% — elevated. The demographic-stress sub-score lands at 28/100. The typical home is worth about $221,500 (2.4× income, relatively affordable).

On the whole, 41097 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.