ZIP 41097 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 41097 in Grant County, Kentucky comes in at 14, a minimal composite-distress reading. Property-level stress concentrates in institutional ownership (39/100), structural risk (31/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (15/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (63/100). Structurally it carries 31/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 20% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 18% of adults hold a bachelor's degree or higher. Rent burden reaches 39% of tenant households. 7,308 residents call 41097 home, typically aged 41. The ZIP holds roughly 3,062 housing units. The poverty rate is 11.5%. 79% of housing is owner-occupied. Households earn a median $70,114 — near the roughly $78,000 national figure. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $221,500 here, or 2.4 times local income.

Net-net, 41097 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 41097's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 41097, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 figure for 41097 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 41097 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.