ZIP 41092 Property Distress & Foreclosure Data

ZIP code 41092 in Boone County, Kentucky carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (96/100), structural risk (69/100), institutional ownership (52/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100), FEMA disaster exposure (67/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 22% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $255,300, an affordability ratio of 2.3× — accessible. There are about 1,153 housing units across 41092. Owners hold 90% of homes, renters 10%. Vacancy runs 8.0%. 3,250 residents call 41092 home, typically aged 43. 13.0% of residents fall below the poverty threshold. Median household income is $86,875, near the U.S. median near $78,000. Rent burden reaches 32% of tenant households. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 41092 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.