ZIP 41092 Foreclosure, Tax-Lien & Distress Report
Boone County, Kentucky · Distress market
Boone County, Kentucky's ZIP 41092 registers 23/100 composite distress, which DLRadar reads as low. Structurally it carries 51/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (51/100), institutional ownership (50/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100).
The peak-phase market in 41092 posted values that rose 3.5% over the year, and 22% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $255,300 here, or 2.3 times local income. The ZIP holds roughly 1,153 housing units. Owners hold 90% of homes, renters 10%. Vacancy runs 8.0%. About 3,250 people live here, median age 43. The poverty rate is 13.0%. Households earn a median $86,875 — near the roughly $78,000 national figure. Rent burden reaches 32% of tenant households. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100.
On balance, 41092 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 41092 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 41092's 23/100 can be lined up against any neighbor in Boone County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 41092 shows blanks, not estimates, wherever the record is sparse.
The 23/100 figure for 41092 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 41092 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 41092’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 41092 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 41092, the same set carried on every parcel.
Nearby ZIPs in Boone County
Nearest ZIP codes to 41092
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
More ZIP, county and state distress intelligence connected to Boone County, Kentucky.
The complete 41092 distress and acquisition report
Every distressed parcel in 41092 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology