Boone County, KY: Foreclosures, Tax Liens & Distressed Properties
Boone County, KY, Kentucky: 9 ZIP codes scored, Boone County, KY averaging 25/100 (low, Boone, KY), from 19 to 28. Boone County, KY is in its peak phase (Boone, KY confidence 24/100): Boone, KY home prices up 3.5% (Boone, KY) over twelve months. Boone County, KY lender headwind: 48/100.
Highest-scoring Boone County, KY ZIPs: 41018 (28/100), 41094 (27/100), 41042 (26/100), 41005 (25/100), 41048 (25/100), 41080 (25/100). Also scored in Boone County, KY: 41091, 41092, 41030.
Across Boone County, KY's scored ZIPs: median home value $269,789, household income $93,653, 5.1% vacancy, 7.3% poverty, 81% owner-occupied, median age 37.1.
Boone County, KY insurance distress 58/100 (#946 in the US); FEMA hazard 52/100 for Boone, KY; 6 federal disaster declarations in Boone County, KY since 2023; 1 Boone, KY NFIP flood claims, $42K paid; Boone, KY construction distress 29/100.
17 banks with 42 branches lend in Boone County, KY; Boone, KY weighted bank stress 62/100, highest 80/100 in Boone, KY.
Boone County, KY unemployment 3.6% (Boone, KY -0.4 pts, six months); 882 new housing units permitted in Boone County, KY over twelve months, Boone, KY up 22% from 724; Boone, KY home prices +9.6% a year (Boone, KY) over three years.
53,195 housing units in Boone County, KY; 11,748 Boone, KY renter households; 38% of Boone, KY renters spend 30%+ of income on rent, 19% (Boone, KY) half or more.
Boone County, KY ranks #2,503 nationally on the opportunity index (Boone, KY, among all ranked counties); Boone, KY scores 25.9/100 and Boone, KY sits #111 inside Kentucky. Boone, KY is in the weak opportunity phase; Boone, KY's primary driver is bank institutional, Boone, KY second driver listings discount; Boone, KY moved up 308 places. 43 short-sale listings across Boone, KY; 38 days on market observed in Boone, KY; 4.0% vacancy over 9 Boone, KY ZIPs.
1.2% of Boone County, KY mortgages were ninety-plus days late in December 2025; Boone, KY's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Boone, KY's ninety-day rate is up 0.5 points on twelve months earlier; the Boone, KY peak since 2008 was 3.0% in May 2012; Kentucky overall reads 1.0%.
Boone County, KY has 8 watched banks; 8 Boone, KY banks sit in an elevated band. Boone, KY footprints: Heritage Bank Inc (5 branches, stress 80) in Boone, KY; Central Bank&Trust Co (2 branches, stress 56) in Boone, KY; Forcht Bank National Assn (1 branch, stress 80) in Boone, KY.
HUD lists 5 assisted multifamily properties in Boone County, KY with 294 units; 42 Boone, KY units are assisted.
2,232 of the 53,195 housing units in Boone, KY sit vacant. Boone County, KY permitted 427 multifamily units in twelve months; Boone, KY's one-to-four unit structures added 455 units in Boone County, KY.