ZIP 41091 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 41091 (Boone County, Kentucky) lands at 27/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (61/100), construction/permit lag (51/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100). It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 61/100 structural and 6/100 already moving.

The peak-phase market in 41091 posted values that rose 3.5% over the year, and 18% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $134,621 — above the roughly $78,000 national figure. Rent burden reaches 13% of tenant households. The typical home is worth about $399,500 (2.7× income, relatively affordable). Vacancy runs 4.6%. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. 93% of housing is owner-occupied. Around 54% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,791 housing units. The demographic-stress sub-score lands at 18/100. 24,371 residents call 41091 home, typically aged 38.

Overall, 41091 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 41091 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 41091's 27/100 can be lined up against any neighbor in Boone County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 41091 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 41091 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 41091 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.