ZIP 41091 Property Distress & Foreclosure Data

Boone County, Kentucky's ZIP 41091 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (75/100), institutional ownership (50/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 75/100 structural and 6/100 already moving.

The peak-phase market in 41091 posted values that rose 4.5% over the year, and 18% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $134,621, median income runs above typical U.S. levels. Around 13% of renters are cost-burdened. The typical home is worth about $399,500 (2.7× income, relatively affordable). The vacancy rate is 4.6%. The poverty rate is 2.4% — low. 93% of housing is owner-occupied. Around 54% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,791 housing units. The demographic-stress sub-score lands at 18/100. Population is roughly 24,371 with a median age of 38.

On balance 41091 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.