ZIP 41042 Property Distress & Foreclosure Data

ZIP code 41042 in Boone County, Kentucky carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (96/100), structural risk (75/100), institutional ownership (50/100). By contrast, mortgage stress (18/100) register low. On the structural side it scores 75/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (65/100).

The market reads peak — home values rose 4.5% year on year, and 18% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The tenure split is 68% owner-occupied to 32% rented. Roughly 8.9% live below the poverty line. About 55,880 people live here, median age 39. Around 35% of renters are cost-burdened. Households earn a median $75,582 — near the roughly $78,000 national figure. The ZIP holds roughly 23,734 housing units. On demographic stress specifically, 41042 scores 27/100. The vacancy rate is 3.8%. About 28% have a four-year degree. A median home runs $223,000 here, or 2.8 times local income.

Net-net, 41042 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.