ZIP 41015 Foreclosure, Tax-Lien & Distress Report

ZIP code 41015 in Kenton County, Kentucky carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (65/100). Structural risk reads 64/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (54/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 41015 posted values that rose 3.5% over the year, and 23% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 28/100. Around 33% of renters are cost-burdened. 18.0% of residents fall below the poverty threshold. About 30% have a four-year degree. About 20,396 people live here, median age 40. A median home runs $187,700 here, or 2.8 times local income. At $63,783, median income runs below typical U.S. levels. The ZIP holds roughly 9,053 housing units. Owners hold 72% of homes, renters 28%. Vacancy runs 9.2%.

Overall, 41015 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 41015 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Kenton County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 41015 reflects the current record instead of a stale or modeled snapshot.

Behind 41015's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 41015 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.