ZIP 41015 Property Distress & Foreclosure Data

ZIP code 41015 in Kenton County, Kentucky carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (73/100). The latent-versus-live split is 68/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (68/100), institutional ownership (58/100), construction/permit lag (47/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.5% year on year, and 23% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 41015 scores 28/100. Around 33% of renters are cost-burdened. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 30% have a four-year degree. About 20,396 people live here, median age 40. A median home runs $187,700 here, or 2.8 times local income. Households earn a median $63,783 — below the roughly $78,000 national figure. The ZIP holds roughly 9,053 housing units. The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 9.2%.

Net-net, 41015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.