ZIP 41051 Property Distress & Foreclosure Data

ZIP code 41051 in Kenton County, Kentucky carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (73/100). The latent-versus-live split is 68/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (68/100), institutional ownership (58/100), construction/permit lag (47/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.5% year on year, and 21% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $100,169 — above the roughly $78,000 national figure. A median home runs $268,900 here, or 2.4 times local income. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. About 39% have a four-year degree. About 32,192 people live here, median age 37. On demographic stress specifically, 41051 scores 21/100. The tenure split is 86% owner-occupied to 14% rented. The ZIP holds roughly 11,526 housing units. The vacancy rate is 2.6%.

Net-net, 41051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.