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ZIP 41051 Foreclosure, Tax-Lien & Distress Report

Kenton County, Kentucky · Distress market

Composite property distress in 41051 (Kenton County, Kentucky) lands at 29/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (80/100), FEMA disaster exposure (65/100). On the structural side it scores 64/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (64/100), institutional ownership (54/100), construction/permit lag (40/100). By contrast, mortgage stress (22/100) register low.

The peak-phase market in 41051 posted values that rose 3.5% over the year, and 21% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $100,169, median income runs above typical U.S. levels. The typical home is worth about $268,900 (2.4× income, relatively affordable). The poverty rate is 7.4% — low. Around 26% of renters are cost-burdened. About 39% have a four-year degree. Population is roughly 32,192 with a median age of 37. On demographic stress specifically, 41051 scores 21/100. The tenure split is 86% owner-occupied to 14% rented. The ZIP holds roughly 11,526 housing units. Vacancy runs 2.6%.

Overall, 41051 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 41051 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 41051 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 41051 stays directly comparable to neighboring ZIPs and the rest of Kenton County, Kentucky. 41051 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 41051 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 41051 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
64/100
Structural risk
7/100
Distress activity

ZIP 41051 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk80
9 further distress layers are graded for 41051

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 41051 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 41051, the same set carried on every parcel.

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