ZIP 41094 Foreclosure, Tax-Lien & Distress Report

ZIP code 41094 in Boone County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. The split runs 62/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (75/100). The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (48/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 82% owner-occupied to 18% rented. A median home runs $293,700 here, or 2.9 times local income. Median household income is $91,678, above the U.S. median near $78,000. The ZIP holds roughly 5,002 housing units. Population is roughly 14,798 with a median age of 36. Rent burden reaches 23% of tenant households. Vacancy runs 3.5%. Around 31% of adults hold a bachelor's degree or higher. Roughly 8.0% live below the poverty line. The demographic-stress sub-score lands at 24/100.

Net-net, 41094 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 41094 at the moment; the composite and its components are still built from verifiable public records.

The 41094 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 41094 stays directly comparable to neighboring ZIPs and the rest of Boone County, Kentucky. Every figure is auditable to a public dataset and refreshed on ingest; 41094 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 41094 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 41094 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.