ZIP 41094 Property Distress & Foreclosure Data

DLRadar grades ZIP 41094 (Boone County, Kentucky) at a moderate 33/100 for overall property distress. Structural risk reads 74/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (68/100)). Property-level stress concentrates in construction/permit lag (86/100), structural risk (74/100), institutional ownership (53/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 41094 posted values that rose 4.5% over the year, and 21% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. The typical home is worth about $293,700 (2.9× income, relatively affordable). At $91,678, median income runs above typical U.S. levels. There are about 5,002 housing units across 41094. Population is roughly 14,798 with a median age of 36. Rent burden reaches 23% of tenant households. Vacancy runs 3.5%. Around 31% of adults hold a bachelor's degree or higher. The poverty rate is 8.0%. The demographic-stress sub-score lands at 24/100.

On balance 41094 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.