Boone County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boone County, Kentucky? DLRadar grades every Boone County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Boone County breakdown.
- Boone County's most distressed ZIP is 41018 at 29/100.
- 9 ZIP codes tracked in Boone County, averaging 26/100 distress.
- Boone County reads peak — home values up 3.5% year over year.
- Vacancy runs 5.1% across Boone County's tracked ZIPs, with a 7.3% poverty rate.
- The typical Boone County home is worth about $269,789 against a ~$93,653 median income.
- Lending headwind in Boone County sits at 48/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41018 | 29/100 |
| 2 | 41094 | 28/100 |
| 3 | 41005 | 27/100 |
| 4 | 41042 | 27/100 |
| 5 | 41048 | 27/100 |
| 6 | 41080 | 27/100 |
| 7 | 41091 | 27/100 |
| 8 | 41092 | 25/100 |
| 9 | 41030 | 19/100 |
Most distressed ZIP codes in Boone County (composite distress 0-100, 2026)
What is driving Boone County distress
Nothing here is estimated: Boone County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Boone County market phase and pricing
Phase for Boone County: peak (+3.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
Where is distress highest inside Boone County, KY?
ZIP 41018 leads Boone County at 29/100, recomputed monthly from public records.
Which phase does Boone County sit in right now?
The market phase for Boone County is peak, prices rising 3.5% on the year — derived from the FHFA House Price Index path.
Can the Boone County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Boone County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Boone County ZIP codes?
The county figure is a blend, not a description. Across the Boone County ZIPs DLRadar ranks, scores run from 29/100 in 41018 down to 19/100 in 41030, against a Boone County average of 26/100. Because the gap runs to 10 points, Boone County rewards ZIP-level precision.
What do Boone County home values and vacancy say about distressed supply?
The typical Boone County home carries about $269,789 of value against a median household income near $93,653. Vacancy across Boone County's tracked ZIPs runs 5.1% and the poverty rate is 7.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Boone County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.