ZIP 41005 Property Distress & Foreclosure Data

Boone County, Kentucky's ZIP 41005 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (75/100), institutional ownership (50/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 19% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $271,600, an affordability ratio of 2.4× — accessible. 6.3% of residents fall below the poverty threshold. Vacancy runs 4.6%. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 78% of homes, renters 22%. There are about 9,547 housing units across 41005. 25,621 residents call 41005 home, typically aged 36. Median household income is $102,462, above the U.S. median near $78,000. Rent burden reaches 26% of tenant households. Educational attainment sits at 31% bachelor's-or-above.

Overall, 41005 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.