ZIP 41005 Foreclosure, Tax-Lien & Distress Report

Boone County, Kentucky's ZIP 41005 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 56/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (67/100). Its heaviest discrete signals: structural risk (56/100), institutional ownership (47/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (18/100) register low.

The peak-phase market in 41005 posted values that rose 3.5% over the year, and 19% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $271,600 (2.4× income, relatively affordable). Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.6%. The demographic-stress sub-score lands at 23/100. 78% of housing is owner-occupied. There are about 9,547 housing units across 41005. About 25,621 people live here, median age 36. Median household income is $102,462, above the U.S. median near $78,000. Around 26% of renters are cost-burdened. About 31% have a four-year degree.

Overall, 41005 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 41005 at the moment; the composite and its components are still built from verifiable records.

Whether 41005 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41005 can be compared directly against any other ZIP in Boone County, Kentucky or nationwide. Where the record is thin for 41005, the field stays empty rather than modeled, and fills in as new documents post.

Behind 41005's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 41005 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.