ZIP 41030 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 41030 in Grant County, Kentucky comes in at 19, a low composite-distress reading. Structural risk reads 42/100 against active distress of 5/100. Leading the profile are institutional ownership (44/100), structural risk (42/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (17/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (63/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 72% of homes, renters 28%. Vacancy runs 8.3%. A median home runs $248,300 here, or 3.2 times local income. Educational attainment sits at 22% bachelor's-or-above. About 6,472 people live here, median age 32. Rent burden reaches 31% of tenant households. There are about 2,273 housing units across 41030. Households earn a median $75,758 — near the roughly $78,000 national figure. 9.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100.

On balance 41030 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41030 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 41030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 41030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 41030 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.