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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 41030 Foreclosure, Tax-Lien & Distress Report

Grant County, Kentucky · Distress market

On DLRadar's 0-100 public-record scale, ZIP 41030 in Grant County, Kentucky comes in at 19, a low composite-distress reading. Leading the profile are construction/permit lag (46/100), structural risk (41/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (17/100) register low. Structural risk reads 41/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 72% of homes, renters 28%. Vacancy runs 8.3%. A median home runs $248,300 here, or 3.2 times local income. Educational attainment sits at 22% bachelor's-or-above. About 6,472 people live here, median age 32. Rent burden reaches 31% of tenant households. There are about 2,273 housing units across 41030. Households earn a median $75,758 — near the roughly $78,000 national figure. 9.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100.

On balance 41030 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 41030 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 41030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 41030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 41030 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

19/100
Composite stress
41/100
Structural risk
5/100
Distress activity

What is driving ZIP 41030’s distress

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk41
41030 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 41030 distress snapshot

Current distress, phase, housing and lender-pressure figures for 41030, drawn from the same report attached to each property.

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Adjacent Grant County ZIP reports

Keep exploring Kentucky distress

Additional distress intelligence spanning Grant County, Kentucky by ZIP, county and state.

The complete 41030 distress and acquisition report

The full 41030 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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