ZIP 41035 Foreclosure, Tax-Lien & Distress Report

ZIP code 41035 in Grant County, Kentucky carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 31 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (54/100), structural risk (31/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (14/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 14% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Households earn a median $68,336 — below the roughly $78,000 national figure. Around 25% of renters are cost-burdened. Vacancy runs 5.6%. The tenure split is 73% owner-occupied to 27% rented. About 13% have a four-year degree. About 11,220 people live here, median age 37. 14.4% of residents fall below the poverty threshold. There are about 4,768 housing units across 41035. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $198,900, an affordability ratio of 2.7× — accessible.

On balance 41035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 41035 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 41035 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 41035 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 41035 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 41035 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.