ZIP 40379 Property Distress & Foreclosure Data

DLRadar grades ZIP 40379 (Scott County, Kentucky) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (72/100), structural risk (64/100), institutional ownership (52/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 64/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), FEMA disaster exposure (66/100).

The market reads expansion — home values rose 5.2% year on year, and 33% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $64,487 — below the roughly $78,000 national figure. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 87% owner-occupied to 13% rented. About 27% have a four-year degree. Around 33% of renters are cost-burdened. About 3,826 people live here, median age 47. A median home runs $240,900 here, or 3.5 times local income. On demographic stress specifically, 40379 scores 26/100. The ZIP holds roughly 1,739 housing units. The vacancy rate is 6.3%.

Net-net, 40379 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.