ZIP 40347 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 40347 in Woodford County, Kentucky comes in at 27, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (77/100)). Leading the profile are institutional ownership (62/100), structural risk (60/100), construction/permit lag (48/100). mortgage stress (24/100) stay muted. Latent structural risk is 60/100 while live distress already moving reads 7/100.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 31% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 4,004 with a median age of 42. The ZIP holds roughly 1,565 housing units. 75% of housing is owner-occupied. Rent burden reaches 28% of tenant households. The typical home is worth about $354,000 (3.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. Households earn a median $84,054 — near the roughly $78,000 national figure. The poverty rate is 10.0%. Vacancy runs 8.8%. About 46% have a four-year degree.

Net-net, 40347 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 40347 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 40347's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40347 reflects the current record instead of a stale or modeled snapshot.

The 27/100 figure for 40347 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 40347 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.