ZIP 40347 Property Distress & Foreclosure Data

DLRadar grades ZIP 40347 (Woodford County, Kentucky) at a low 29/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (82/100)). Property-level stress concentrates in institutional ownership (65/100), structural risk (65/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 65/100 against active distress of 7/100.

The expansion-phase market in 40347 posted values that rose 5.2% over the year, and 31% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,004 with a median age of 42. There are about 1,565 housing units across 40347. 75% of housing is owner-occupied. Rent burden reaches 28% of tenant households. The typical home is worth about $354,000 (3.8× income, relatively affordable). The demographic-stress sub-score lands at 27/100. At $84,054, median income runs near typical U.S. levels. The poverty rate is 10.0%. Vacancy runs 8.8%. Around 46% of adults hold a bachelor's degree or higher.

On balance 40347 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.