ZIP 40513 Property Distress & Foreclosure Data

DLRadar grades ZIP 40513 (Fayette County, Kentucky) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100). The latent-versus-live split is 76/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 31% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.8%. The ZIP holds roughly 4,769 housing units. Around 19% of renters are cost-burdened. Educational attainment sits at 71% bachelor's-or-above. 3.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. Median household income is $126,642, above the U.S. median near $78,000. 10,710 residents call 40513 home, typically aged 46. Owners hold 75% of homes, renters 25%. Home values center near $497,600, an affordability ratio of 3.5× — accessible.

Overall, 40513 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.