ZIP 40507 Property Distress & Foreclosure Data

ZIP code 40507 in Fayette County, Kentucky carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 76 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,225 residents call 40507 home, typically aged 50. Vacancy runs 7.8%. Owners hold 22% of homes, renters 78%. DLRadar's demographic-stress index for the area reads 56/100. There are about 1,674 housing units across 40507. Rent burden reaches 45% of tenant households. 29.9% of residents fall below the poverty threshold. Median household income is $34,543, below the U.S. median near $78,000. Home values center near $328,600, an affordability ratio of 11.3× — stretched. Educational attainment sits at 54% bachelor's-or-above.

Taken together, 40507 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.