ZIP 40507 Foreclosure, Tax-Lien & Distress Report

In Fayette County, Kentucky, ZIP 40507 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 70/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (70/100), institutional ownership (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (22/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100).

The expansion-phase market in 40507 posted values that rose 5.9% over the year (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 2,225 with a median age of 50. The vacancy rate is 7.8%. 22% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 56/100. The ZIP holds roughly 1,674 housing units. Rent burden reaches 45% of tenant households. Roughly 29.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $34,543, below the U.S. median near $78,000. Home values center near $328,600, an affordability ratio of 11.3× — stretched. About 54% have a four-year degree.

On the whole, 40507 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 40507 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 40507 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40507 can be compared directly against any other ZIP in Fayette County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 40507 reflects the current record instead of a stale or modeled snapshot.

Each component behind 40507 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 40507 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.