ZIP 40502 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40502 (Fayette County, Kentucky) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100). Structural risk reads 70/100 against active distress of 6/100. Leading the profile are structural risk (70/100), institutional ownership (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (22/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 18% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $73,939 — near the roughly $78,000 national figure. The vacancy rate is 8.1%. Rent burden reaches 41% of tenant households. On demographic stress specifically, 40502 scores 36/100. The ZIP holds roughly 14,266 housing units. The typical home is worth about $517,900 (6.5× income). The poverty rate is 10.9%. 26,593 residents call 40502 home, typically aged 40. Educational attainment sits at 67% bachelor's-or-above. 57% of housing is owner-occupied.

Overall, 40502 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 40502 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 40502 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Fayette County, Kentucky and the nation. Sparse data for 40502 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 figure for 40502 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 40502 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.