ZIP 40502 Property Distress & Foreclosure Data

ZIP code 40502 in Fayette County, Kentucky carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100). The latent-versus-live split is 76/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 18% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $73,939 — near the roughly $78,000 national figure. The vacancy rate is 8.1%. Around 41% of renters are cost-burdened. On demographic stress specifically, 40502 scores 36/100. The ZIP holds roughly 14,266 housing units. A median home runs $517,900 here, or 6.5 times local income. Roughly 10.9% live below the poverty line. About 26,593 people live here, median age 40. About 67% have a four-year degree. The tenure split is 57% owner-occupied to 43% rented.

Net-net, 40502 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.