ZIP 40505 Foreclosure, Tax-Lien & Distress Report

ZIP 40505's composite property-distress score is 32/100 - DLRadar classes that as moderate for Fayette County, Kentucky. Structural risk reads 70/100 against active distress of 6/100. What sets it apart are the readings on structural risk (70/100), institutional ownership (54/100), construction/permit lag (52/100). mortgage stress (22/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 21% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 25,855 with a median age of 40. Owners hold 60% of homes, renters 40%. There are about 12,134 housing units across 40505. Vacancy runs 9.1%. A median home runs $179,200 here, or 2.8 times local income. The demographic-stress sub-score lands at 32/100. Rent burden reaches 46% of tenant households. Around 23% of adults hold a bachelor's degree or higher. Households earn a median $58,922 — below the roughly $78,000 national figure. The poverty rate is 20.0% — high, a tax-stress and distress correlate.

On balance 40505 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 40505 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 40505 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40505 can be compared directly against any other ZIP in Fayette County, Kentucky or nationwide. Where the public record is thin for 40505, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 for 40505 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 40505 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.