ZIP 40503 Property Distress & Foreclosure Data

In Fayette County, Kentucky, ZIP 40503 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 76 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100)).

The expansion-phase market in 40503 posted values that rose 5.3% over the year, and 25% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 6.3%. The poverty rate is 11.2%. 62% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. The typical home is worth about $296,800 (3.8× income, relatively affordable). At $74,161, median income runs near typical U.S. levels. Population is roughly 27,825 with a median age of 37. There are about 13,365 housing units across 40503. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 28/100.

On balance 40503 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.