ZIP 40504 Property Distress & Foreclosure Data

DLRadar grades ZIP 40504 (Fayette County, Kentucky) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (73/100). On the structural side it scores 76/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (76/100), construction/permit lag (68/100), institutional ownership (58/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 30% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 7.7%. DLRadar's demographic-stress index for the area reads 41/100. Around 41% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. 26,164 residents call 40504 home, typically aged 30. Owners hold 33% of homes, renters 67%. Median household income is $43,015, below the U.S. median near $78,000. Home values center near $222,600, an affordability ratio of 4.9×. 30.0% of residents fall below the poverty threshold. The ZIP holds roughly 13,312 housing units.

Taken together, 40504 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.