Fayette County, KY: Foreclosures, Tax Liens & Distressed Properties

For Fayette County, Kentucky, DLRadar turns county and parcel public records into a single distress score per ZIP. County-level credit and bank headwind reads 42/100. Individual Fayette County ZIPs score between 22 and 32 on the 0–100 composite. 19 ZIP codes are tracked county-wide, averaging 31/100 distress.

The county market is in a expansion phase: home prices rose 5.9% over the past year (phase confidence 40/100). Under a rising market, a subset takes on water which the scoring still flags.

Through Fayette County's +5.9% YoY climb (40/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. Mid-range bank stress at 42/100 implies mixed owner- and bank-driven distress.

Leading Fayette County on distress: 40502 (32/100), 40503 (32/100), 40504 (32/100), 40505 (32/100), 40507 (32/100), 40508 (32/100). Coverage extends to 40510, 40513, 40514, 40517, 40526, 40536, 40509, 40511, 40515, 40516 among others.

On the housing-and-income side, Fayette County's tracked footprint report vacancy near 11.5%, a median age of 36.4, 15.8% of households below the poverty line, home values averaging roughly $317,859, in line with the US, a median household income near $71,752 (near the US norm), 58% owner-occupancy. Income, equity and tenure like these drive both the distress on offer and the exit velocity.

At 31/100 composite over 19 ZIPs, Fayette County rewards parcel-by-parcel work where the ZIP scores point. Inside DLRadar, each Fayette County property carries owner and contact detail, APN, a distress score plus a funding-to-closing path.

The distress read for Fayette County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Fayette County stays directly comparable to any other market you track.

For anyone buying in Fayette County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 32/100. The Fayette County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Fayette County leads with 40502 (32/100), 40503 (32/100), 40504 (32/100), 40505 (32/100), 40507 (32/100), 40508 (32/100). DLRadar also scores 40510, 40513, 40514, 40517, 40526, 40536, 40509, 40511 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Fayette County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.